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Scope of cover under motor comprehensive insurance coverage as under:-

a) by fire explosion, self ignition or lightning;

b) by burglary, housebreaking or theft;

c) by Riot and Strike including malicious and terrorism activities

d) by Earthquake (Fire and Shock Damage) ;

e) by Flood, Typhoon, Hurricane storm, tempest, Inundation, Cyclone, Hailstorm; Frost

f) by accidental external means

g) Whilst in transit by road, rail, inland waterway, lift, elevator or air; Subject to a deduction for

depreciation at the scale mentioned below in respect of parts replaced.